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Soon You Will Complete KYC Procedure Through Digilocker

digilocker kyc

The Buyt Desk 

In a big push toward digitization- Aadhaar and Digilocker will be used as a one-stop solution to complete KYC (Know Your Customer) procedure. This attempt is believed to assist people in easily sharing and updating the important information maintained by several bodies like regulated entities, regulators, and government agencies. Digilocker will serve as the go-to platform for updating identity and addresses. Aadhaar will be the foundational identity.

What is Digilocker?

It is an initiative from the MeitY – Ministry of Electronics & Information Technology, under India’s Digital Programme. It is basically a digital document wallet that is designed to support mark sheets, and government identity documents, among others. This is a widely used platform for documents and certificates digital verification. It has reduced the need to carry several physical documents. It has helped in launching a shift towards paperless governance.

This digital document is categorized into State Government, Central Government, Health, Transport, Banking & Insurance, Ministry of Defence, and many more.

PAN Number (Permanent Account Number) will be used as a basic identification for all the digital systems of certain government agencies, under the National Data Governance Policy.It will help in giving access to anonymized data.

Use of Digilocker

To use Digilocker, you must have a scanned copy of the document or certificate like a DL (Driving License), PAN card, or an Aadhaar Card. Then, you will have to upload it to the Digilocker app with the e-signature of the users. E-signature is just like self-attesting documents. E-sign is one of the simplest methods of digitally signing electronic documents.

To digitally sign documents through Digilocker, follow the below e-signing method. 

  1. Login to your Digilocker account

  2. Access the ‘Uploaded Documents’ icon

  3. You will see a list of uploaded documents

  4. Tap on the eSign link available at the front of the document required to sign digitally

  5. Now, you will receive an OTP on your specific mobile number

  6. Enter that OTP in the text box and click on the eSign button

  7. Selected documents shall be eSigned i.e. signed digitally

  8. You can eSign a specific document at one time. When you digitally signed the chosen document, it will convert into PDF if it is not in PDF format.

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